Uber, Lyft, and Rideshare Accident Lawyer | Roseland, New Jersey
Ridesharing companies, including Uber and Lyft, are more popular than ever in New Jersey. Customers use a phone app to book a ride with an Uber or Lyft driver, offering a cheap and easy alternative to traditional taxi services. If you have been injured in a ridesharing accident, you may be entitled to compensation for your injuries.
Accidents involving Lyft or Uber transportation services are typically more complex than other types of motor vehicle accidents. You need an experienced lawyer on your side. Contact the Law Offices of David A. DiBrigida today to schedule your free initial consultation. The Law Offices of David A. DiBrigida represent clients in Roseland, NJ, as well as Patterson, Howell, Essex, Morris, Union, Bergen, Passaic, and Sussex.
What Should I Do if My Uber or Lyft Gets in an Accident?
Being involved in an Uber and Lyft accident is stressful, especially if you are seriously injured. Trying to figure out what to do after a rideshare accident may seem overwhelming. Nonetheless, the steps you take after a rideshare accident can help you protect your right to compensation. Taking the following steps can help you protect yourself:
Call the police
Seek medical attention immediately after your car accident
Take photos of the car accident scene and the cars involved
Gather as much evidence and information as possible
Report the car accident to the ride-share company’s insurance company and your own insurance company
Discuss your case with a lawyer
How to File a Report
The process for filing an accident report with Uber and Lyft is relatively straightforward. You can file a report online using the links below:
Who Pays for an Uber Accident? Understanding Uber and Lyft’s Insurance Policy
Determining who pays for an Uber accident can be a complicated task. There are many gray areas, especially when multiple insurance companies are involved. One of the best things you can do is consult with an experienced lawyer who will handle all of the negotiations between insurance companies on your behalf. Uber and Lyft have substantial insurance policies, but their insurance coverage depends on when the accident occurs and who was at fault.
You are an Injured Passenger
If the Uber or Lyft driver was at fault, recovering compensation from the driver’s personal auto insurance policy can be difficult. Most personal insurance policies will not cover injuries caused while their insured driver is working as a rideshare driver, considered a commercial operation. If the accident occurred after the driver accepted the ride request on the app and before completing the ride, Uber and Lyft’s $1 million insurance coverage would apply. Once the rideshare driver’s personal insurance coverage has been used, Uber or Lyft’s policy should cover your injuries up to $1 million for death, personal injury, and property damage.
You are an Injured Rideshare Driver
If you become injured in a car accident when the app is off, your personal auto insurance coverage will apply. If another driver caused the accident, you could pursue compensation from their insurance coverage. Once a rideshare driver accepts a ride through the app, Uber will provide insurance coverage in the case of a covered accident. Uber and Lyft provide the following coverage:
$1 million in third-party liability
Uninsured/underinsured motorist coverage for bodily injury
Contingent comprehensive and collision coverage up to the value of the car with a $2,500 deductible
You Were Injured by a Rideshare Driver
If you were a third-party who became injured due to a negligent Uber driver, you could pursue compensation through the company’s insurance policy. However, if the Uber or Lyft driver caused the accident when he or she was available with the app turned on, but between trips, the company offers lower insurance coverage. The driver’s personal auto insurance will likely provide coverage.
Common Questions About Rideshare Accidents With Uber and Lyft
Can I sue Uber/Lyft for a car accident?
If you have been injured in a rideshare accident, you may be wondering whether you can sue Uber or Lyft for your injuries. Suing Uber or Lyft can be challenging. Uber and Lyft drivers are not considered legal employees of Uber and Lyft in New Jersey. As a result, it is challenging to bring a lawsuit against Uber or Lyft for negligent hiring or negligent supervision.
If I drive for Uber or Lyft, do I still have to inform my personal auto insurance?
Both Lyft and Uber advise passengers and drivers involved in accidents to contact them after an accident. Lyft advises those involved in an accident to contact their personal auto insurance providers, as well. When necessary, you should provide information about your personal auto coverage at the accident scene to the police officer at the scene. In most cases, your insurance company will apply the commercial exclusion and suggest you seek compensation from the ridesharing company’s insurance policy.
If I am at fault in an accident while driving for Uber/Lyft, will my auto insurance go up?
Yes, your auto insurance rate may increase if you are the at-fault driver.
Call a Rideshare Accident Attorney in Roseland, New Jersey Today
If you or your loved one have been seriously injured in a ride-sharing accident, you are probably concerned about your financial future. Working with a skilled lawyer can help you determine the best strategy for obtaining compensation. Whether you were the driver or passenger in a rideshare accident, attorney David A. DiBrigida is here to help. Contact him today to schedule your free initial consultation. He represents clients in Roseland, NJ, as well as Patterson, Howell, Essex, Morris, Union, Bergen, Passaic, and Sussex.